/* ==========================================================
   LOAN APPLICATION FORM
   ========================================================== */

:root{

    --primary:#0b3d91;
    --primary-dark:#082d6b;
    --secondary:#f5f5f5;
    --text:#222;
    --muted:#777;
    --border:#dddddd;
    --success:#198754;
    --danger:#dc3545;
    --radius:4px;
    --transition:.35s ease;

}

*{

    margin:0;
    padding:0;
    box-sizing:border-box;

}

body{

    font-family:Arial,Helvetica,sans-serif;
    background:#fff;
    color:var(--text);

}

/* ==========================================
   SECTION
========================================== */

.application-section{

    padding:80px 20px;

    background:#fff;

}

.application-container{

    width:100%;
    max-width:760px;

    margin:auto;

}

/* ==========================================
   PROGRESS
========================================== */

.progress-wrapper{

    margin-bottom:45px;

}

.progress-bar{

    position:relative;

    height:4px;

    background:#e7e7e7;

    border-radius:50px;

}

.progress-fill{

    width:33.33%;

    height:100%;

    background:var(--primary);

    border-radius:50px;

    transition:.4s;

}

.progress-steps{

    display:flex;

    justify-content:space-between;

    margin-top:-15px;

}

.step{

    text-align:center;

    width:33.333%;

}

.step-circle{

    width:38px;
    height:38px;

    margin:auto;

    border-radius:50%;

    background:#fff;

    border:2px solid #d8d8d8;

    display:flex;

    justify-content:center;

    align-items:center;

    color:#999;

    transition:.3s;

}

.step span{

    display:block;

    margin-top:12px;

    font-size:12px;

    font-weight:600;

    color:#666;

}

.step.active .step-circle{

    background:var(--primary);

    color:#fff;

    border-color:var(--primary);

}

.step.active span{

    color:var(--primary);

}

/* ==========================================
   FORM
========================================== */

form{

    background:#fff;

    border:1px solid #ececec;

    padding:45px;

    border-radius:6px;

}

.form-step{

    display:none;

}

.form-step.active{

    display:block;

}

.form-step h3{

    font-size:1.1rem;

    margin-bottom:25px;

    color:#222;

}

/* ==========================================
   GRID
========================================== */

.form-grid{

    display:grid;

    grid-template-columns:1fr 1fr;

    gap:22px;

    margin-bottom:25px;

}

/* ==========================================
   GROUP
========================================== */

.form-group{

    margin-bottom:22px;

}

.form-group label{

    display:block;

    margin-bottom:8px;

    font-size:14px;

    font-weight:600;

}

.form-group span{

    color:red;

}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus{
    border-color:var(--primary);
    box-shadow:none !important; 
}

input,
select,
textarea{

    width:100%;

    padding:14px;

    border:1px solid var(--border);

    border-radius:4px;

    font-size:1rem;

    outline:none;

    transition:var(--transition);

    background:#fff;

}

input:focus,
textarea:focus,
select:focus{

    border-color:var(--primary);

    box-shadow:0 0 0 3px rgba(11,61,145,.08);

}

/* ==========================================
   RADIO
========================================== */

.radio-group{

    display:flex;

    gap:30px;

    flex-wrap:wrap;

}

.radio-group label{

    display:flex;

    align-items:center;

    gap:8px;

    cursor:pointer;

    font-weight:500;
   

}

.radio-group input{

    width:auto;
    

}

.radio-column{

    display:flex;

    flex-direction:column;
   
    gap:.5rem;

}

.radio-column label{

    display:flex;

    flex-direction: column;

    align-items: start;
    justify-content: flex-start;

    gap:.2rem;
   
    cursor:pointer;

}



/* ==========================================
   QUESTIONS
========================================== */

.question{

    margin-bottom:28px;

}

.question>label{

    display:block;

    margin-bottom:12px;

    font-weight:600;

}

/* ==========================================
   BUTTONS
========================================== */

.form-buttons{

    display:flex;

    justify-content:flex-end;

    margin-top:35px;

}

.next-btn,
.prev-btn,
.submit-btn{

    background:var(--primary);

    color:#fff;

    border:none;

    padding:15px 32px;

    font-size:15px;

    font-weight:600;

    cursor:pointer;

    transition:.3s;

    display:flex;

    align-items:center;

    gap:10px;

}

.next-btn:hover,
.prev-btn:hover,
.submit-btn:hover{

    background:var(--primary-dark);

}

/* ==========================================
   SAFE NOTE
========================================== */

.secure-note{

    text-align:center;

    margin-top:30px;

    font-size:13px;

    color:#777;

}

.secure-note i{

    color:var(--success);

}

/* ==========================================
   VALIDATION
========================================== */

input.error,
select.error,
textarea.error{

    border-color:var(--danger);

}

.error-message{

    color:var(--danger);

    font-size:13px;

    margin-top:6px;

}

/* ==========================================
   SUCCESS
========================================== */

.success-box{

    display:none;

    background:#d1e7dd;

    color:#0f5132;

    padding:15px;

    margin-top:20px;

}

/* ==========================================
   TABLET
========================================== */

@media(max-width:992px){

form{

    padding:35px;

}

.progress-steps span{

    font-size:11px;

}

}

/* ==========================================
   MOBILE
========================================== */

@media(max-width:768px){

.application-section{

    padding:50px 15px;

}

form{

    padding:25px;

}

.form-grid{

    grid-template-columns:1fr;

}

.radio-group{

    flex-direction:column;

    gap:12px;

}

.form-buttons{

    justify-content:center;

}

.next-btn,
.prev-btn,
.submit-btn{

    width:100%;

    justify-content:center;

}

.progress-steps{

    gap:10px;

}

.step span{

    font-size:10px;

}

.step-circle{

    width:32px;

    height:32px;

}

}

@media(max-width:480px){

.application-section{

    padding:40px 10px;

}

form{

    padding:18px;

}

.form-step h3{

    font-size:18px;

}

input,
textarea,
select{

    padding:12px;

    font-size:14px;

}

.step span{

    display:none;

}

.progress-wrapper{

    margin-bottom:30px;

}

}

/* ===============================
   STEP 2 BUTTONS
===============================*/

.form-buttons{

    display:flex;

    justify-content:flex-end;

    gap:15px;

    margin-top:35px;

}

.prev-btn{

    background:#ffffff;

    color:#555;

    border:1px solid #d7d7d7;

}

.prev-btn:hover{

    background:#f4f4f4;

}

.next-btn{

    background:#0b3d91;

}

.next-btn:hover{

    background:#082d6b;

}

.checkbox-grid{

    display:grid;

    grid-template-columns:repeat(2,1fr);

    gap:14px;

    margin-bottom:35px;

}

.checkbox-grid label{

    display:flex;

    align-items:center;

    gap:10px;

}

.terms{

    margin:35px 0;

    padding:20px;

    background:#f8f8f8;

    border:1px solid #ddd;

}

.terms label{

    display:flex;

    gap:10px;

    align-items:flex-start;

}

#applicationStatus{

    margin-top:25px;

    font-weight:600;

}

@media(max-width:768px){

.checkbox-grid{

    grid-template-columns:1fr;

}

}



/* .checkbox-grid{

    display:grid;

    grid-template-columns:repeat(2,1fr);

    gap:16px 28px;

    margin:20px 0 35px;

}

.checkbox-card{

    display:flex;

    align-items:center;

    gap:12px;

    padding:14px 18px;

    border:1px solid #ddd;

    border-radius:8px;

    cursor:pointer;

    transition:.25s;

    background:#fff;

}

.checkbox-card:hover{

    border-color:#0d47a1;

    background:#f5f9ff;

}

.checkbox-card input{

    width:18px;

    height:18px;

    accent-color:#0d47a1;

}

.checkbox-card span{

    font-size:15px;

    font-weight:500;

}

.radio-column{

    display:grid;

    gap:12px;

    margin:20px 0 35px;

}

.radio-option{

    display:flex;

    align-items:center;

    gap:12px;

    padding:14px 18px;

    border:1px solid #ddd;

    border-radius:8px;

    cursor:pointer;

    transition:.25s;

}

.radio-option:hover{

    border-color:#0d47a1;

    background:#f5f9ff;

}

.radio-option input{

    accent-color:#0d47a1;

}

@media(max-width:768px){

.checkbox-grid{

    grid-template-columns:1fr;

}

}

@media(max-width:480px){

.checkbox-card,

.radio-option{

    padding:12px 15px;

}

} */


/*=====================================================
FINANCIAL ASSESSMENT
=====================================================*/

.assessment-card{

    max-width:720px;

    margin:0 auto;

    padding:40px 48px;

    background:#fff;

    border:1px solid #e7e7e7;

    border-radius:3px;

}

.assessment-title{

    font-size:24px;

    font-weight:600;

    color:#222;

    margin-bottom:35px;

}

.form-section{

    margin-bottom:42px;

}

.section-heading{

    font-size:22px;

    font-weight:600;

    color:#222;

    margin-bottom:22px;

}

.section-label{

    display:block;

    font-size:14px;

    font-weight:600;

    color:#444;

    margin-bottom:15px;

}

.section-label span{

    color:#ff6b00;

}

/*=====================================================
OPTION GRID
=====================================================*/

.option-grid{

    display:grid;

    grid-template-columns:repeat(2,1fr);

    column-gap:55px;

    row-gap:16px;

}

.radio-list{

    display:grid;

    grid-template-columns:1fr;

    row-gap:16px;

}

.inline-options{

    display:flex;

    gap:35px;

    margin-top:12px;

}

.option-item{

    display:flex;

    align-items:center;

    cursor:pointer;

    position:relative;

    font-size:14px;

    color:#444;

    line-height:1.5;

    user-select:none;

}

.option-item input{

    position:absolute;

    opacity:0;

    pointer-events:none;

}

.option-item span{

    display:flex;

    align-items:center;

    position:relative;

    padding-left:34px;

    min-height:22px;
    margin-left: 10px;

}

/* Radio Circle */

.option-item input[type="radio"] + span::before{

    content:"";

    position:absolute;

    left:0;

    top:50%;

    transform:translateY(-50%);

    width:18px;

    height:18px;

    border:2px solid #b7b7b7;

    border-radius:50%;

    background:#fff;

    transition:.25s;

}

/* Blue Dot */

.option-item input[type="radio"] + span::after{

    content:"";

    position:absolute;

    left:5px;

    top:50%;

    transform:translateY(-50%) scale(0);

    width:8px;

    height:8px;

    border-radius:50%;

    background:#0d47a1;

    transition:.25s;

}

/* Selected */

.option-item input[type="radio"]:checked + span::before{

    border-color:#0d47a1;

}

.option-item input[type="radio"]:checked + span::after{

    transform:translateY(-50%) scale(1);

}

.option-item input[type="checkbox"] + span::before{

    content:"";

    position:absolute;

    left:0;

    top:50%;

    transform:translateY(-50%);

    width:18px;

    height:18px;

    border:2px solid #b7b7b7;

    border-radius:4px;

    background:#fff;

    transition:.25s;

}

.option-item input[type="checkbox"] + span::after{

    content:"✓";

    position:absolute;

    left:3px;

    top:50%;

    transform:translateY(-55%) scale(0);

    color:#fff;

    font-size:12px;

    font-weight:bold;

    transition:.2s;

}

.option-item input[type="checkbox"]:checked + span::before{

    background:#0d47a1;

    border-color:#0d47a1;

}

.option-item input[type="checkbox"]:checked + span::after{

    transform:translateY(-55%) scale(1);

}

.option-item:hover span::before{

    border-color:#0d47a1;

}

.option-item input:focus + span::before{

    box-shadow:0 0 0 4px rgba(13,71,161,.15);

}

.option-item input:disabled + span{

    opacity:.55;

    cursor:not-allowed;

}

.option-item{

    transition:.2s;

}

.option-item:hover{

    color:#0d47a1;

}


/*=====================================================
INPUTS
=====================================================*/

.form-group{

    margin-bottom:22px;

}

.form-group label{

    display:block;

    font-size:13px;

    font-weight:600;

    margin-bottom:8px;

    color:#444;

}

.form-group label span{

    color:#ff6b00;

}

.form-group input,

.form-group select{

    width:100%;

    height:46px;

    border:1px solid #d7d7d7;

    padding:0 14px;

    font-size:14px;

    border-radius:2px;

    background:#fff;

    transition:.25s;

}

.form-group input:focus,

.form-group select:focus{

    border-color:#0d47a1;

    outline:none;

    box-shadow:0 0 0 3px rgba(13,71,161,.08);

}

.form-grid.two-column{

    display:grid;

    grid-template-columns:repeat(2,1fr);

    gap:20px;

}

/*=====================================================
CONSENTS
=====================================================*/

.consent-group{

    margin-top:25px;

}

.consent-item{

    display:flex;

    align-items:flex-start;

    margin-bottom:18px;

    cursor:pointer;

    font-size:14px;

    line-height:1.7;

    color:#444;

}

.consent-item input{

    width:18px;

    height:18px;

    margin-right:12px;

    margin-top:3px;

    accent-color:#0d47a1;

}

.consent-item a{

    color:#0d47a1;

    text-decoration:none;

}

.consent-item a:hover{

    text-decoration:underline;

}

/*=====================================================
BUTTONS
=====================================================*/

.form-buttons{

    display:flex;

    justify-content:flex-end;

    gap:15px;

    margin-top:40px;

}

.prev-btn{

    min-width:120px;

    height:48px;

    border:1px solid #d8d8d8;

    background:#fff;

    color:#333;

    font-weight:600;

    cursor:pointer;

    transition:.25s;

}

.prev-btn:hover{

    background:#f8f8f8;

}

.submit-btn{

    min-width:220px;

    height:48px;

    border:none;

    background:#0d47a1;

    color:#fff;

    font-weight:600;

    cursor:pointer;

    transition:.25s;

}

.submit-btn:hover{

    background:#0b3d91;

}

/*=====================================================
SAFE MESSAGE
=====================================================*/

.secure-note{

    text-align:center;

    margin-top:35px;

    color:#888;

    font-size:13px;

}

.secure-note i{

    margin-right:6px;

}

/*=====================================================
TABLET
=====================================================*/

@media(max-width:992px){

.assessment-card{

    max-width:100%;

    padding:35px;

}

.option-grid{

    column-gap:30px;

}

}

/*=====================================================
PHONE
=====================================================*/

@media(max-width:768px){

.assessment-card{

    padding:28px 22px;

}

.assessment-title{

    font-size:22px;

}

.section-heading{

    font-size:20px;

}

.option-grid{

    grid-template-columns:1fr;

    row-gap:14px;

}

.form-grid.two-column{

    grid-template-columns:1fr;

}

.inline-options{

    flex-direction:column;

    gap:14px;

}

.form-buttons{

    flex-direction:column;

}

.prev-btn,

.submit-btn{

    width:100%;

}

}

/*=====================================================
SMALL PHONE
=====================================================*/

@media(max-width:480px){

.assessment-card{

    padding:22px 16px;

}

.assessment-title{

    font-size:20px;

}

.section-heading{

    font-size:18px;

}

.option-item{

    font-size:13px;

}

.form-group input,

.form-group select{

    height:44px;

}

}

.application-form{

    max-width: 760px;

    margin: 60px auto;

    background: #fff;

    border: 1px solid #e5e5e5;

    border-radius: 4px;

    overflow: hidden;

    box-shadow: 0 6px 18px rgba(0,0,0,.06);

}

.form-section h3{

    font-size:24px;

    font-weight:600;

    color:#1b1b1b;

    margin-bottom:30px;

}

.form-section h4{

    font-size:20px;

    font-weight:500;

    color:#333;

    margin:35px 0 18px;

}

.form-group label,
.section-label{

    display:block;

    margin-bottom:8px;

    font-size:13px;

    font-weight:600;

    color:#444;

}

/* label span{

    color:#f26b1d;

} */

.form-group input,
.form-group select,
.form-group textarea{

    width:100%;

    height:48px;

    border:1px solid #d9d9d9;

    border-radius:3px;

    padding:0 15px;

    font-size:14px;

    transition:.25s;

    background:#fff;

}

textarea{

    height:140px;

    padding-top:15px;

    resize:vertical;

}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus{

    border-color:#0052b4;

    box-shadow:0 0 0 3px rgba(0,82,180,.10);

    outline:none;

}

.form-group select{

    appearance:none;

    -webkit-appearance:none;

    background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' fill='%23666' viewBox='0 0 16 16'%3E%3Cpath d='M3.2 5.5L8 10.3l4.8-4.8'/%3E%3C/svg%3E");

    background-repeat:no-repeat;

    background-position:right 15px center;

    background-size:14px;

}

.required{

    color:#f26b1d;

}

.prev-btn,
.submit-btn{

    height:52px;

    padding:0 34px;

    border-radius:4px;

    font-weight:600;

    font-size:14px;

    letter-spacing:.4px;

}

.submit-btn{

    transition:.25s;

}

.submit-btn:hover{

    background:#003d8f;

    transform:translateY(-2px);

}

.progress{

    margin-bottom:50px;

}

.progress-fill{

    height:4px;

    background:#0052b4;

    border-radius:10px;

}

.option-item{

    margin-bottom:14px;

}

.option-item span{

    line-height:1.7;

}

@media(max-width:768px){

.form-section{

    padding:25px;

}

.assessment-title{

    font-size:22px;

}

.form-section h3{

    font-size:22px;

}

.form-section h4{

    font-size:18px;

}

}






/*=========================================
INPUT ICONS
=========================================*/

.input-icon{

    position:relative;

}

.input-icon i{

    position:absolute;

    left:14px;

    top:50%;

    transform:translateY(-50%);

    color:#999;

    font-size:13px;

}

.input-icon input{

    padding-left:38px;

}



/*==================================================
APPLICATION WIZARD
==================================================*/

.wizard{

    position:relative;

    max-width:1100px;

    margin:50px auto 60px;

    padding:0 25px;

    display:flex;

    justify-content:space-between;

    align-items:flex-start;

}

/*======================================
PROGRESS LINE
======================================*/

.wizard-progress{

    position:absolute;

    top:22px;

    left:70px;

    right:70px;

    height:2px;

    background:#D8D8D8;

    z-index:1;

}

.wizard-fill{

    width:0;

    height:100%;

    background:#0B4EA2;

    transition:.45s ease;

}

/*======================================
STEP
======================================*/

.wizard-step{

    position:relative;

    z-index:5;

    width:150px;

    text-align:center;

}

/*======================================
CIRCLE
======================================*/

.wizard-circle{

    width:42px;

    height:42px;

    margin:auto;

    border-radius:50%;

    background:#fff;

    border:2px solid #D4D4D4;

    display:flex;

    justify-content:center;

    align-items:center;

    transition:.3s;

}

/*======================================
CENTER DOT
======================================*/

.step-number{

    width:10px;

    height:10px;

    border-radius:50%;

    background:#CFCFCF;

    font-size:0;
}

/*======================================
CHECK
======================================*/

.wizard-circle i{

    display:none;

    font-size:17px;

}

/*======================================
LABEL
======================================*/

.wizard-label{

    display:block;

    margin-top:16px;

    color:#444;

    font-size:.6rem;

    font-weight:600;

    line-height:1.35;

}

/*======================================
CURRENT STEP
======================================*/

.wizard-step.current .wizard-circle{

    border:2px solid #0B4EA2;

    background:#fff;

}

.wizard-step.current .step-number{

    display:block;

    background:#0B4EA2;

}

.wizard-step.current i{

    display:none;

}

/*======================================
COMPLETED STEP
======================================*/

.wizard-step.completed .wizard-circle{

    background:#0B4EA2;

    border-color:#0B4EA2;

    color:#fff;

}

.wizard-step.completed .step-number{

    display:none;

}

.wizard-step.completed i{

    display:block;

}

/*======================================
UPCOMING
======================================*/

.wizard-step:not(.completed):not(.current) .wizard-circle{

    background:#fff;

    border-color:#D4D4D4;

}

.wizard-step:not(.completed):not(.current) .step-number{

    background:#D4D4D4;

}

/*======================================
HOVER
======================================*/

.wizard-step:hover .wizard-circle{

    transform:scale(1.05);

}

/*======================================
TABLET
======================================*/

@media(max-width:991px){

    .wizard-step{

        width:115px;

    }

    .wizard-label{

        font-size:13px;

    }

}

/*======================================
PHONE
======================================*/

@media(max-width:768px){

    .wizard{

        overflow-x:auto;

        justify-content:flex-start;

        gap:45px;

        padding-bottom:15px;

    }

    .wizard-step{

        flex:0 0 100px;

    }

    .wizard-progress{

        left:45px;

        right:45px;

    }

    .wizard-label{

        font-size:12px;

    }

}


/*==================================================
STEP 2 - FUNDING REQUEST
==================================================*/

/* Section spacing */
.form-step .sectionEli{
    margin-bottom: 32px;
}

.form-step .sectionEli:last-of-type{
    margin-bottom: 40px;
}

/* Section titles */
.section-title{
    margin: 0 0 22px;
    font-size: 22px;
    font-weight: 700;
    color: #1f2937;
}

/* Labels */
.form-group label,
.question{
    display: block;
    margin-bottom: 10px;
    font-size: 15px;
    font-weight: 600;
    color: #374151;
}

.form-group label span,
.question span{
    color: #dc2626;
}

/*=====================================
INPUTS & SELECTS
======================================*/

.form-group input,
.form-group select{

    width:100%;
    height:56px;

    padding:0 18px;

    border:1px solid #d7dce2;
    border-radius:10px;

    background:#fff;

    font-size:15px;
    color:#374151;

    transition:.25s ease;

    appearance:none;
    -webkit-appearance:none;
    -moz-appearance:none;

}

.form-group input::placeholder{
    color:#9ca3af;
}

.form-group input:focus,
.form-group select:focus{

    outline:none;

    border-color:#0B4EA2;

    box-shadow:0 0 0 3px rgba(11,78,162,.12);

}

/*=====================================
CUSTOM SELECT ARROW
======================================*/

.form-group{

    position:relative;

}

.form-group select{

    padding-right:55px;

    background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' viewBox='0 0 24 24' fill='none' stroke='%23666' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");

    background-repeat:no-repeat;

    background-position:right 18px center;

}

/*=====================================
USD FIELD
======================================*/

.currency-field{

    position:relative;

}

.currency-field input{

    padding-right:70px;

}

.currency-text{

    position:absolute;

    top:50%;
    right:18px;

    transform:translateY(-50%);

    color:#6b7280;

    font-size:14px;

    font-weight:600;

    pointer-events:none;

}

/*=====================================
RADIOS
======================================*/

.question-block{

    margin-top:10px;

}

.radio-inline{

    display:flex;

    flex-wrap:wrap;

    gap:28px;

    margin-top:18px;

}

.radio-inline label{

    display:flex;

    align-items:center;

    gap:10px;

    font-size:15px;

    font-weight:500;

    color:#374151;

    cursor:pointer;

    margin-bottom:0;

}

.radio-inline input[type="radio"]{

    width:18px;
    height:18px;

    accent-color:#0B4EA2;

    cursor:pointer;

}

/*=====================================
BUTTON AREA
======================================*/

.form-buttons.between{

    margin-top:45px;

    display:flex;

    justify-content:space-between;

    align-items:center;

}

.form-buttons.between button{

    min-width:230px;
    height:52px;

}

/*=====================================
TABLET
======================================*/

@media (max-width:992px){

    .section-title{
        font-size:20px;
    }

    .form-group input,
    .form-group select{
        height:54px;
    }

}

/*=====================================
PHONE
======================================*/

@media (max-width:768px){

    .section-title{
        font-size:18px;
    }

    .radio-inline{

        flex-direction:column;

        gap:16px;

    }

    .form-buttons.between{

        flex-direction:column;

        gap:16px;

    }

    .form-buttons.between button{

        width:100%;

    }

}